Simple Process
1
Initial Consultation
Tell us your goals—home purchase, investment, business or education.
2
Structure Selection
Choose the right plan: Ijarah, Murabaha, or Diminishing Musharaka.
3
Bank Approval
Our partners review and approve your tailored financing.
4
Receive Funds
Funds are transferred directly—fast and hassle-free.
Key Benefits
100% Shariah Compliance
Fully approved by expert Shariah boards.
Competitive Profit Rates
Leverage our relationships for preferential terms.
Flexible Payments
Plans that fit your timeline and cash flow.
Financing Options
| Option | How It Works | Ideal For |
|---|---|---|
| Ijarah (Lease-to-Own) | Bank leases the property to you; ownership transfers at the end. | Completed homes, clear buy-out plans |
| Murabaha (Cost-Plus Sale) | Bank buys and sells to you at a fixed markup; payments are fixed. | Those who want transparent costs |
| Diminishing Musharaka | You and the bank co-own; your share increases as you pay. | Flexible terms, partial early buy-outs |
Quick Islamic Finance Calculator
Enter a few details to see your options instantly
Who Can Apply?
Who Can Apply
UAE residents & non-residents
Property Age
Properties up to 20 years old
Common Uses
Investment
Grow your portfolio without selling.
Business
Fund ventures with Shariah-compliant capital.
Education
Cover tuition while keeping your home.
Begin Your Islamic Finance Journey
Schedule a personalized consultation with our Islamic finance specialists
Need instant guidance?
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